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Access funds when needed.
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Renovations, debt consolidation, emergencies.
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Clear guidance from application to funding.
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Take the next step toward using your home’s equity.
Apply for a HELOC or connect with our team to explore your options.
Drew Whiddon
*APR = Annual Percentage Rate. CLTV = Combined Loan to Value. All rates are quoted on approved credit as Annual Percentage Rates (APRs). Loan approval is subject to credit, income, and property valuation. The APR is variable, based upon an index and a margin, and applies to the outstanding balance. Margin, rate, and payment amount may vary based on property value, loan amount, creditworthiness, and other factors. Property insurance is required; flood insurance may be required depending on the location of the collateral. Member will repay up to $875 in closing costs in line of credit is paid off within two years after closing date. GO HELOC Up to 80% CLTV; APR: Varies; Draw: 7 years; Repayment: 15 years; Line of Credit: $10,000 - $250,000; Minimum Payment: $100; Minimum Draw: $500.
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When friends join Go Energy and start banking with us, you both earn $50.
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* Offer available 04/01/26-06/30/26. Terms and Conditions subject to change with notice. Referred member must be a new Go Energy member. All Requirements must be met for both parties to earn bonus: The referring member must submit a referral form prior to the new account being opened. The referred member must open the account with an initial deposit of $100, and keep a minimum balance of $100 for the first 30 days. Referring member must be at least 18 years of age or older and have an account in good standing to be eligible for the referral program. A Primary Savings account is required to establish membership, with $5 minimum deposit. The $5 Savings deposit does not apply to the $100 deposit required for the bonus. Bonus will be deposited into the account within 60 days of requirements being met. Primary Savings account with balance over $100 earn 0.100% APY*. Spark Checking account with balance up to $1,000 earn 0.250% APY*, and balance over $1,000 earn 0.250% APY*. *APY=Annual Percentage Yield effective as of 4/1/25. Fees could reduce earnings. This is a variable rate account. Rates may change at any time without notice. Bonus may be taxable and will be reported on IRS Form 1099-INT or 1099-MISC. Consult your tax advisor.