Power Your Home Smarter With an Energy Efficiency Loan in Hiram, GA

Home energy upgrades don’t have to come with financial strain. Go Energy Credit Union’s PowerUp Lending Program offers a flexible way to finance energy-efficient improvements without using your home’s equity. From insulation and HVAC systems to windows and smart thermostats, Hiram homeowners can access affordable financing for upgrades that enhance comfort, lower utility costs, and promote long-term savings.

Learn more about the PowerUp Lending Program.

What Is the PowerUp Lending Program?

The PowerUp Lending Program is designed to help Georgia homeowners complete energy-efficient upgrades with low fixed rates, fast decisions, and no home equity required. It’s a practical solution for improving your home’s performance and efficiency while maintaining financial stability.

Key Benefits:

  • Finance up to $65,000

  • No equity or lien required

  • Fixed interest rates

  • Terms up to 10 years

  • Approval decisions are made quickly

  • Work with certified, approved contractors

This program is ideal for Hiram residents who want to improve their home’s energy use without refinancing or taking out a secured loan.

What Projects Qualify?

Our PowerUp Lending Program covers a wide range of home energy improvements. Eligible projects include:

  • HVAC systems and duct replacement or sealing

  • Energy-efficient windows and doors

  • Attic, floor, or wall insulation

  • High-efficiency water heaters

  • Smart home energy controls like thermostats

  • ENERGY STAR-rated appliances

  • Air sealing and weatherization

  • Solar panel systems (based on eligibility)

  • Electric vehicle charging equipment

If the project helps lower your home’s energy consumption, it may qualify under the program guidelines.

Why Energy Efficiency Matters in Hiram, GA

In Hiram, where hot summers and seasonal humidity are part of everyday life, energy efficiency has both financial and lifestyle benefits. A more efficient home means fewer temperature swings, lower energy bills, and a reduced environmental footprint.

Energy-efficient upgrades also contribute to long-term savings and can enhance your property’s value, making them a wise investment for homeowners in the area.

Why Finance Through Go Energy CU?

As a credit union founded on supporting Georgia’s energy community, Go Energy CU offers financing options tailored to the needs of local homeowners. Unlike traditional loans, the PowerUp Lending Program is unsecured, providing you with the flexibility to invest in your home without sacrificing your equity.

With Go Energy CU, members benefit from:

  • Local service with a personalized approach

  • Transparent, fixed-rate loans

  • Easy online application and fast funding

  • Familiarity with local contractors and home needs

Our team works to make the financing process simple and accessible, from application to project completion.

How to Apply

Getting started is straightforward and designed to move quickly from planning to project completion.

  1. Confirm your project scope with a certified contractor

  2. Apply online using our secure application portal

  3. Receive a decision, often within a few business days

  4. Use funds to complete your energy efficiency improvements

Questions before you apply? Get in touch with us.

Frequently Asked Questions

Do I need to be a Go Energy CU member to apply for this program?
Yes, but membership is open to many Georgia residents and can be started during the application process.

Is home equity required for this loan?
No. This is an unsecured loan, so your home’s equity is not used as collateral.

Can I combine multiple upgrades into one loan?
Yes. Many members finance multiple improvements through a single PowerUp Lending Program.

How long does the approval process take?
Most decisions are made quickly, depending on the completeness of your application and project details.

Improve Efficiency and Save Long-Term

Financing energy-saving upgrades doesn’t need to be complicated. The PowerUp Lending Program offers a smart and flexible solution for homeowners in Hiram, GA. Whether you're replacing an aging HVAC system or upgrading insulation and windows, Go Energy CU helps you take the next step with confidence.